INDIVIDUAL PLAN COVERAGE
PreferredHealth for individuals offers three coverage options to choose from. All three options are HSA plans and vary in deductible amount and coinsurance level.
Get a Quote
Get a monthly quote and enroll online.
| IN-NETWORK BENEFITS | OUT-OF NETWORK BENEFITS |
|---|
| Plan Name | PreferredHealth View (Gold) | Preferredhealth Focus (Silver) | PreferredHealth Align (Bronze) | |
| Network | PreferredHealth | PreferredHealth | PreferredHealth | |
| Deductible | $1,700 individual or
$3,400 family
($2,700 per family member) | $3,500 individual or
$7,000 family
($3,500 per family member) | $6,750 individual or
$13,500 family
($6,750 per family member) | $15,000 individual or
$30,000 family |
| Coinsurance (% Coverage) | 90% | 80% | 100% | 50% |
| Out-of-Pocket Maximum | $6,750 individual or
$13,500 family
($6,750 per family member) | $6,750 individual or
$13,500 family
($6,750 per family member) | $6,750 individual or
$13,500 family
($6,750 per family member) | Unlimited |
Prescription Drug Coverage
Closed Formulary, 31 Day Supply Only
*No coverage for Non-Formulary | Generic & Brand:
90% after deductible
Specialty:
50% after deductible | Generic & Brand:
80% after deductible
Specialty:
50% after deductible | Generic & Brand:
100% after deductible
Specialty:
100% after deductible | No Coverage |
Coverage Information
Select the items below to learn more about the PreferredHealth plan for individuals.
Individual and Family Plans Brochure
Frequently Asked Questions
Member Assistance Program
Add-on options
Supplemental Accident Coverage
Discount Dental & Vision
Summary of Benefits and Coverage (SBCs)
Select the plan below to view the SBC.
PreferredHealth View
PreferredHealth Focus
PreferredHealth Align
Coverage Highlights
- Vision Exam 100% coverage
- Eye Glasses or Contacts–one set per year (subject to deductible and coinsurance).
Member Assistance Program
PreferredOne has partnered with Fairview to offer free support for your emotional well-being with Member Assistance Program, benefits to our members include but are not limited to:
- 3 free counseling appointments per person/per episode
- 24/7 counselor access for urgent needs
- Legal Services
- Financial assistance
- Family and marital concerns
- Work/life balance
- Anxiety
- Depression
- Eldercare concerns
Have a Question?
Call between 8:00 a.m. and 5:00 p.m. CST, Monday through Friday. Twin Cities Area: 763.847.3020 Outside the Metro Area: 1.855.717.5267 For Hearing Impaired: 763.847.4013 (TTY).