METRO AREA COVERAGE

INDIVIDUAL PLAN COVERAGE


PreferredHealth for individuals offers three coverage options to choose from. All three options are HSA plans and vary in deductible amount and coinsurance level.

Find a Doctor

Find a Doctor in the PreferredHealth Network.

Get a Quote

Get a monthly quote and enroll online.

IN-NETWORK BENEFITSOUT-OF NETWORK BENEFITS
Plan NamePreferredHealth View (Gold)Preferredhealth Focus (Silver)PreferredHealth Align (Bronze)
NetworkPreferredHealthPreferredHealthPreferredHealth
Deductible$1,700 individual or
$3,400 family
($2,700 per family member)
$3,500 individual or
$7,000 family
($3,500 per family member)
$6,750 individual or
$13,500 family
($6,750 per family member)
$15,000 individual or
$30,000 family
Coinsurance (% Coverage)90%80%100%50%
Out-of-Pocket Maximum$6,750 individual or
$13,500 family
($6,750 per family member)
$6,750 individual or
$13,500 family
($6,750 per family member)
$6,750 individual or
$13,500 family
($6,750 per family member)
Unlimited
Prescription Drug Coverage
Closed Formulary, 31 Day Supply Only
*No coverage for Non-Formulary
Generic & Brand:
90% after deductible
Specialty:
50% after deductible
Generic & Brand:
80% after deductible
Specialty:
50% after deductible
Generic & Brand:
100% after deductible
Specialty:
100% after deductible
No Coverage

Coverage Information

Select the items below to learn more about the PreferredHealth plan for individuals.

Individual and Family Plans Brochure

Frequently Asked Questions

Member Assistance Program

Add-on options

Supplemental Accident Coverage

Discount Dental & Vision

Summary of Benefits and Coverage (SBCs)

Select the plan below to view the SBC.

PreferredHealth View

PreferredHealth Focus

PreferredHealth Align

Coverage Highlights

  • Vision Exam 100% coverage
  • Eye Glasses or Contacts–one set per year (subject to deductible and coinsurance).

Member Assistance Program

PreferredOne has partnered with Fairview to offer free support for your emotional well-being with Member Assistance Program, benefits to our members include but are not limited to:

  • 3 free counseling appointments per person/per episode
  • 24/7 counselor access for urgent needs
  • Legal Services
  • Financial assistance
  • Family and marital concerns
  • Work/life balance
  • Anxiety
  • Depression
  • Eldercare concerns

Have a Question?

Call between 8:00 a.m. and 5:00 p.m. CST, Monday through Friday. Twin Cities Area: 763.847.3020 Outside the Metro Area: 1.855.717.5267 For Hearing Impaired: 763.847.4013 (TTY).