Self Insurance is Gaining Popularity

The majority of Minnesota companies self insure employee health benefits. Self insuring, once only available to large companies, is now common among small companies.

Where do savings come from?

Traditional fully-insured health benefit programs incur unnecessary expenses. Self insured plans improve cash flow and avoid:

  • Fully-insured taxes and assessments
  • Fully-insured risk and contingency fees
  • Administrative and network management fees
  • Health reform insurance industry taxes
Self Insured Chart

Why PreferredOne Self Insurance?

PreferredOne can customize a self insured plan that replicates your current plan design and network or offers new solutions based on your company's goals.

  • Modest administration fees
  • Customized administrative and benefit design flexibility
  • Multiple stop-loss carriers, including A+ A.M. Best Rated options
  • Competitive network discounts and flexible provider access
  • Care and cost management for medical and pharmacy services
  • Transparent financials and clear communication
  • Uncompromising service

What to learn more? Call your broker or PreferredOne at 763.847.4007.

Additional Products and Services

PreferredOne Simplicity®

The health plan that writes you a check.

Self Insurance

Take control of your health benefits.

Pharmacy Management

Get serious in managing your pharmacy cost.

Find a Doctor

Search for doctors, clinics, hospitals and more.

Worksite Wellness

Engage your employees to better health.

Care Advantage

PreferredOne nurses can help you thrive with support, education and motivation.